We’ve raised $5M in Seed funding to build the future of AI banking.

We’ve raised $5M in Seed funding to build the future of AI banking.

About

Redefining how the world banks

We are building the financial operating system for the next generation of global businesses. Fast, intelligent, and built for scale.

Payflux team member standing in a bright office

Our story

Born from the friction of outdated banking, built for the flow of modern business.

Two colleagues reviewing finances at a laptop

Traditional banking was designed for a slower era. It was siloed, opaque, and reactive. We started PayOS because founders deserved better.

We wanted a platform that didn’t just hold money, but helped it grow. By combining instant global rails with predictive AI,

We’ve created a workspace where finance becomes a strategic advantage, not an administrative burden.

Growth

We built Payflux because managing money shouldn’t be hard. Banks move slowly; we move fast with code.

135+

Currencies supported for instant global transfers.

5,000+

Businesses trusting us with their financial future.

99.9%

Uptime guarantee for mission-critical banking.

$2B+

Transactions processed securely every year.

Growth

We built Payflux because managing money shouldn’t be hard. Banks move slowly; we move fast with code.

135+

Currencies supported for instant global transfers.

5,000+

Businesses trusting us with their financial future.

99.9%

Uptime guarantee for mission-critical banking.

$2B+

Transactions processed securely every year.

Growth

We built Payflux because managing money shouldn’t be hard. Banks move slowly; we move fast with code.

135+

Currencies supported for instant global transfers.

5,000+

Businesses trusting us with their financial future.

99.9%

Uptime guarantee for mission-critical banking.

$2B+

Transactions processed securely every year.

Growth

We built Payflux because managing money shouldn’t be hard. Banks move slowly; we move fast with code.

135+

Currencies supported for instant global transfers.

5,000+

Businesses trusting us with their financial future.

99.9%

Uptime guarantee for mission-critical banking.

$2B+

Transactions processed securely every year.

Our Mission

Democratizing enterprise-grade financial power

Our goal is simple: give every startup, agency, and e-commerce brand the same financial superpowers as a Fortune 500 company. We believe that when you remove the friction from money management, you unlock the potential for faster innovation and smarter growth.

Why Choose us

The Payflux advantage for modern business

Stripe
Visa
Apple Pay
Klarna
Wise
PayPal
Google Pay
Mastercard
Unify Your Stack

Connect banks, cards, and tools in one secure workspace.

✦ Subscriptions up 12%
Analyze with AI

Turn raw transaction data into clear, actionable growth insights.

40% Faster✦
Control Global Spend

Manage budgets, FX rates, and vendor payments with total confidence.

  • Stripe
    Visa
    Apple Pay
    Klarna
    Wise
    PayPal
    Google Pay
    Mastercard
    Unify Your Stack

    Connect banks, cards, and tools in one secure workspace.

  • ✦ Subscriptions up 12%
    Analyze with AI

    Turn raw transaction data into clear, actionable growth insights.

  • 40% Faster✦
    Control Global Spend

    Manage budgets, FX rates, and vendor payments with total confidence.

values

What drives us every single day is our promise to you.

Radical Transparency

No hidden fees, no fine print. We believe trust is built through clarity in pricing and security.

Radical Transparency

No hidden fees, no fine print. We believe trust is built through clarity in pricing and security.

Intelligence First

We don’t just store data; we analyze it. Our AI works 24/7 to find savings and predict trends.

Intelligence First

We don’t just store data; we analyze it. Our AI works 24/7 to find savings and predict trends.

Global by Default

Borders shouldn’t limit business. We build tools for 135+ currencies and jurisdictions.

Global by Default

Borders shouldn’t limit business. We build tools for 135+ currencies and jurisdictions.

Security as Standard

Your capital is protected by military-grade encryption and real-time fraud monitoring. Safety is never optional.

Security as Standard

Your capital is protected by military-grade encryption and real-time fraud monitoring. Safety is never optional.

  • Radical Transparency

    No hidden fees, no fine print. We believe trust is built through clarity in pricing and security.

  • Intelligence First

    We don’t just store data; we analyze it. Our AI works 24/7 to find savings and predict trends.

  • Global by Default

    Borders shouldn’t limit business. We build tools for 135+ currencies and jurisdictions.

  • Security as Standard

    Your capital is protected by military-grade encryption and real-time fraud monitoring. Safety is never optional.

Team

The people behind the machine

Team Photo
Sarah Jenkins

Co-Founder & CEO

Team Photo
Sarah Jenkins

Co-Founder & CEO

Team Photo
Marcus Thorne

Head of AI

Team Photo
Marcus Thorne

Head of AI

Team Photo
Elena Rostova

Chief Financial Officer

Team Photo
Elena Rostova

Chief Financial Officer

Team Photo
Jacek Rosiński

Lead Security Engineer

Team Photo
Jacek Rosiński

Lead Security Engineer

Team Photo
David Chen

Head of Product

Team Photo
David Chen

Head of Product

Team Photo
Maya Fischer

Head of Customer Success

Team Photo
Maya Fischer

Head of Customer Success

  • Team Photo
    Sarah Jenkins

    Co-Founder & CEO

  • Team Photo
    Marcus Thorne

    Head of AI

  • Team Photo
    Elena Rostova

    Chief Financial Officer

  • Team Photo
    Jacek Rosiński

    Lead Security Engineer

  • Team Photo
    David Chen

    Head of Product

  • Team Photo
    Maya Fischer

    Head of Customer Success

FAQ

Question? Appreciate your inquiry.

FAQ

Question? Appreciate your inquiry.

FAQ

Question? Appreciate your inquiry.

FAQ

Question? Appreciate your inquiry.

Take full control of your finances today

Experience instant banking and smart tools to manage money smarter and safer, anytime, anywhere, with complete control and total peace of mind.

Payflux customer
Payflux customer
Payflux customer

100k+ User

4.8 Ratings

Hand holding a phone showing the Payflux app home screen

Take full control of your finances today

Experience instant banking and smart tools to manage money smarter and safer, anytime, anywhere, with complete control and total peace of mind.

Payflux customer
Payflux customer
Payflux customer

100k+ User

4.8 Ratings

Hand holding a phone showing the Payflux app home screen

Take full control of your finances today

Experience instant banking and smart tools to manage money smarter and safer, anytime, anywhere, with complete control and total peace of mind.

Payflux customer
Payflux customer
Payflux customer

100k+ User

4.8 Ratings

Hand holding a phone showing the Payflux app home screen

Take full control of your finances today

Experience instant banking and smart tools to manage money smarter and safer, anytime, anywhere, with complete control and total peace of mind.

Payflux customer
Payflux customer
Payflux customer

100k+ User

4.8 Ratings

Hand holding a phone showing the Payflux app home screen

Payflux

A modern finance platform built to simplify money management and support smarter financial decisions.

Stay ahead of the curve

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Solution

  • Startups

  • Agencies

  • E-commerce

  • Small Business

  • Enterprise

All rights reserved

© 2026 Payflux Inc.

Payflux

A modern finance platform built to simplify money management and support smarter financial decisions.

Stay ahead of the curve

No spam. Unsubscribe anytime.

Solution

  • Startups

  • Agencies

  • E-commerce

  • Small Business

  • Enterprise

All rights reserved

© 2026 Payflux Inc.

Payflux

A modern finance platform built to simplify money management and support smarter financial decisions.

Stay ahead of the curve

No spam. Unsubscribe anytime.

Solution

  • Startups

  • Agencies

  • E-commerce

  • Small Business

  • Enterprise

All rights reserved

© 2026 Payflux Inc.

Payflux

A modern finance platform built to simplify money management and support smarter financial decisions.

Stay ahead of the curve

No spam. Unsubscribe anytime.

Solution

  • Startups

  • Agencies

  • E-commerce

  • Small Business

  • Enterprise

All rights reserved

© 2026 Payflux Inc.

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