We’ve raised $5M in Seed funding to build the future of AI banking.

We’ve raised $5M in Seed funding to build the future of AI banking.

Next-gen money management

Seamless banking built for all financial control.

Plan for expenses before they arrive. Track spending, forecast cash flow, and manage every bill from one intelligent finance workspace.

Hand holding a phone showing the Payflux app with a $5,398.31 wallet balance
Our User Ratings

4.8*

Our User Ratings

4.8*

Our User Ratings

4.8*

Total User
Payflux customer
Payflux customer
Payflux customer

100k+

Total User
Payflux customer
Payflux customer
Payflux customer

100k+

Total User
Payflux customer
Payflux customer
Payflux customer

100k+

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About us

We built Payflux because managing money shouldn’t be hard. Banks move slowly; we move fast with code.

135+

Currencies supported for instant global transfers.

5,000+

Businesses trusting us with their financial future.

99.9%

Uptime guarantee for mission-critical banking.

$2B+

Transactions processed securely every year.

About us

We built Payflux because managing money shouldn’t be hard. Banks move slowly; we move fast with code.

135+

Currencies supported for instant global transfers.

5,000+

Businesses trusting us with their financial future.

99.9%

Uptime guarantee for mission-critical banking.

$2B+

Transactions processed securely every year.

About us

We built Payflux because managing money shouldn’t be hard. Banks move slowly; we move fast with code.

135+

Currencies supported for instant global transfers.

5,000+

Businesses trusting us with their financial future.

99.9%

Uptime guarantee for mission-critical banking.

$2B+

Transactions processed securely every year.

About us

We built Payflux because managing money shouldn’t be hard. Banks move slowly; we move fast with code.

135+

Currencies supported for instant global transfers.

5,000+

Businesses trusting us with their financial future.

99.9%

Uptime guarantee for mission-critical banking.

$2B+

Transactions processed securely every year.

Exclusive features

Everything you need to manage finance

New York
$12,400 sent · 2s
Instant Global Banking

Open accounts in seconds and move funds across borders without the traditional banking delays.

20k15k10k5k3k2k1k0k
Jan
Feb
Mar
Apr
May
Jul
Apr 2025
Cash In $8.6k
Cash Out $10.1k
Smart Financial Dashboard

Get a real-time overview of income, expenses, and AI-driven insights in one clean, unified view.

Seamless Transactions

Automate scheduling and tracking for high-value payments and vendor installments.

NovDecJanFebMarApr
See how AI growth predictionsLess More
AI-Powered Insights

Visualize growth with predictive data. Track metrics and trends for smarter decisions.

24/7
256-bit
SOC2
Bank-Grade Security

Protect your capital with military-grade encryption and 24/7 real-time fraud detection everywhere.

Exclusive features

Everything you need to manage finance

New York
$12,400 sent · 2s
Instant Global Banking

Open accounts in seconds and move funds across borders without the traditional banking delays.

20k15k10k5k3k2k1k0k
Jan
Feb
Mar
Apr
May
Jul
Apr 2025
Cash In $8.6k
Cash Out $10.1k
Smart Financial Dashboard

Get a real-time overview of income, expenses, and AI-driven insights in one clean, unified view.

Seamless Transactions

Automate scheduling and tracking for high-value payments and vendor installments.

NovDecJanFebMarApr
See how AI growth predictionsLess More
AI-Powered Insights

Visualize growth with predictive data. Track metrics and trends for smarter decisions.

24/7
256-bit
SOC2
Bank-Grade Security

Protect your capital with military-grade encryption and 24/7 real-time fraud detection everywhere.

Exclusive features

Everything you need to manage finance

New York
$12,400 sent · 2s
Instant Global Banking

Open accounts in seconds and move funds across borders without the traditional banking delays.

20k15k10k5k3k2k1k0k
Jan
Feb
Mar
Apr
May
Jul
Apr 2025
Cash In $8.6k
Cash Out $10.1k
Smart Financial Dashboard

Get a real-time overview of income, expenses, and AI-driven insights in one clean, unified view.

Seamless Transactions

Automate scheduling and tracking for high-value payments and vendor installments.

NovDecJanFebMarApr
See how AI growth predictionsLess More
AI-Powered Insights

Visualize growth with predictive data. Track metrics and trends for smarter decisions.

24/7
256-bit
SOC2
Bank-Grade Security

Protect your capital with military-grade encryption and 24/7 real-time fraud detection everywhere.

Exclusive features

Everything you need to manage finance

New York
$12,400 sent · 2s
Instant Global Banking

Open accounts in seconds and move funds across borders without the traditional banking delays.

20k15k10k5k3k2k1k0k
Jan
Feb
Mar
Apr
May
Jul
Apr 2025
Cash In $8.6k
Cash Out $10.1k
Smart Financial Dashboard

Get a real-time overview of income, expenses, and AI-driven insights in one clean, unified view.

Seamless Transactions

Automate scheduling and tracking for high-value payments and vendor installments.

NovDecJanFebMarApr
See how AI growth predictionsLess More
AI-Powered Insights

Visualize growth with predictive data. Track metrics and trends for smarter decisions.

24/7
256-bit
SOC2
Bank-Grade Security

Protect your capital with military-grade encryption and 24/7 real-time fraud detection everywhere.

App Overview

The powerful features built for modern growth

  • Hand holding a phone with the Payflux app on a green gradient background
  • Hand holding a phone with the Payflux app on a green gradient background
  • Hand holding a phone with the Payflux app on a green gradient background
  • Hand holding a phone with the Payflux app on a green gradient background
Hand holding a phone with the Payflux app on a green gradient background
Hand holding a phone with the Payflux app on a green gradient background
Hand holding a phone with the Payflux app on a green gradient background
Hand holding a phone with the Payflux app on a green gradient background
Mastercard
American Express
Western Union
Apple Pay
Maestro
Google Pay
PayPal
Visa
Stripe
Visa
Klarna
Skrill
Cash App
PayPal
Google Pay
Wise

Integration

Connects to your financial stack

Sync your banking data with tools you use. We keep your ledger accurate and workflow smooth.

Mastercard
American Express
Western Union
Apple Pay
Maestro
Google Pay
PayPal
Visa
Stripe
Visa
Klarna
Skrill
Cash App
PayPal
Google Pay
Wise

Integration

Connects to your financial stack

Sync your banking data with tools you use. We keep your ledger accurate and workflow smooth.

Mastercard
American Express
Western Union
Apple Pay
Maestro
Google Pay
PayPal
Visa
Stripe
Visa
Klarna
Skrill
Cash App
PayPal
Google Pay
Wise

Integration

Connects to your financial stack

Sync your banking data with tools you use. We keep your ledger accurate and workflow smooth.

Mastercard
American Express
Western Union
Apple Pay
Maestro
Google Pay
PayPal
Visa
Stripe
Visa
Klarna
Skrill
Cash App
PayPal
Google Pay
Wise

Integration

Connects to your financial stack

Sync your banking data with tools you use. We keep your ledger accurate and workflow smooth.

How it works

Get started in three simple steps

01

PayPal
Amex
Stripe
Apple Pay
Visa
Wise
Create Your Account

Sign up in minutes — quick, secure, simple, and completely hassle-free.

02

ChaseWiseCSV uploadStripeQuickBooksXeroPlaidManual entry
Syncing Chase · live
Connect Your Data

Sync your bank accounts or add data manually, entirely on your terms.

03

$ 1,632
Current Balance
$ 570
Track and Improve

Watch your progress, explore reports, and make smarter money moves.

  • 01

    PayPal
    Amex
    Stripe
    Apple Pay
    Visa
    Wise
    Create Your Account

    Sign up in minutes — quick, secure, simple, and completely hassle-free.

  • 02

    ChaseWiseCSV uploadStripeQuickBooksXeroPlaidManual entry
    Syncing Chase · live
    Connect Your Data

    Sync your bank accounts or add data manually, entirely on your terms.

  • 03

    $ 1,632
    Current Balance
    $ 570
    Track and Improve

    Watch your progress, explore reports, and make smarter money moves.

Real-time intelligence

Clear financial insights at a glance

Unified Multi-Currency View

Track USD, EUR, and GBP balances in one place, no multiple logins needed.

AI Analysis4.38K↗ 22.4%
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Predictive Cash Flow Analysis

See how your net cash flow compares to last month, with AI alerts for liquidity gaps.

Spending5.6K↗ 22.4%
17%
Jan
Automated Spending Trends

See where your money goes instantly. Our system flags unused subscriptions and expense changes.

  • Unified Multi-Currency View

    Track USD, EUR, and GBP balances in one place, no multiple logins needed.

  • AI Analysis4.38K↗ 22.4%
    Jan
    Feb
    Mar
    Apr
    May
    Jun
    Jul
    Aug
    Sep
    Oct
    Nov
    Dec
    Predictive Cash Flow Analysis

    See how your net cash flow compares to last month, with AI alerts for liquidity gaps.

  • Spending5.6K↗ 22.4%
    17%
    Jan
    Automated Spending Trends

    See where your money goes instantly. Our system flags unused subscriptions and expense changes.

Download app

Banking that fits in your pocket

Manage transactions, approve payments, and track AI insights from anywhere. Your financial OS, always within reach.

Available on both iOS and Android for seamless access to your financial data. Real-time notifications, and secure controls no matter where business takes you.

Hand holding a phone showing the Payflux mobile app

Download app

Banking that fits in your pocket

Manage transactions, approve payments, and track AI insights from anywhere. Your financial OS, always within reach.

Available on both iOS and Android for seamless access to your financial data. Real-time notifications, and secure controls no matter where business takes you.

Download app

Banking that fits in your pocket

Manage transactions, approve payments, and track AI insights from anywhere. Your financial OS, always within reach.

Available on both iOS and Android for seamless access to your financial data. Real-time notifications, and secure controls no matter where business takes you.

Hand holding a phone showing the Payflux mobile app

Download app

Banking that fits in your pocket

Manage transactions, approve payments, and track AI insights from anywhere. Your financial OS, always within reach.

Available on both iOS and Android for seamless access to your financial data. Real-time notifications, and secure controls no matter where business takes you.

Hand holding a phone showing the Payflux mobile app

Pricing

Simple and transparent pricing

Starter

$0.00

/ billed annually

Perfect for tracking your basic expenses and getting real-time insights.

Includes

  • Basic instant banking

  • Standard financial dashboard

  • Up to 3 virtual cards

  • Email support

  • Basic transaction tracking

Premium

Best value

$29.00

/ billed annually

Unlock advanced features and AI-driven insights for smarter financial decisions.

Everything in Starter, plus

  • Unlimited instant transactions

  • AI-powered cash flow forecasting

  • Unlimited virtual & physical cards

  • Priority customer support

  • Bank-level security & compliance

Enterprise

For professionals

$99.00

/ billed annually

Built for teams, startups, and professionals with complex global needs.

Everything in Premium, plus

  • Early Feature Access

  • Custom API integrations

  • Advanced AI anomaly detection

  • Dedicated account manager

  • Custom reports and dashboards

  • Starter

    $0.00

    / billed annually

    Perfect for tracking your basic expenses and getting real-time insights.

    Includes

    • Basic instant banking

    • Standard financial dashboard

    • Up to 3 virtual cards

    • Email support

    • Basic transaction tracking

  • Premium

    Best value

    $29.00

    / billed annually

    Unlock advanced features and AI-driven insights for smarter financial decisions.

    Everything in Starter, plus

    • Unlimited instant transactions

    • AI-powered cash flow forecasting

    • Unlimited virtual & physical cards

    • Priority customer support

    • Bank-level security & compliance

  • Enterprise

    For professionals

    $99.00

    / billed annually

    Built for teams, startups, and professionals with complex global needs.

    Everything in Premium, plus

    • Early Feature Access

    • Custom API integrations

    • Advanced AI anomaly detection

    • Dedicated account manager

    • Custom reports and dashboards

Testimonials

What our clients say

  • “We handle payments in 12 different currencies. This platform made cross-border transfers feel as simple as sending a local email.”

    Alejandro Vargas

    CEO at GlobalTrade

  • “Switching to this platform cut our month-end reconciliation time by 80%. The automatic categorization is incredibly accurate.”

    Rosiński

    Founder at ScaleUp

  • “Finally, a dashboard that doesn’t just show data but tells us what to do with it. The instant virtual cards are perfect for our remote team.”

    Maya Fischer

    Head of Ops at RemoteFirst

  • “Finally, a dashboard that doesn’t just show data but tells us what to do with it. The instant virtual cards are perfect for our remote team.”

    Maya Fischer

    Head of Ops at RemoteFirst

  • “Switching to this platform cut our month-end reconciliation time by 80%. The automatic categorization is incredibly accurate.”

    Rosiński

    Founder at ScaleUp

  • “We handle payments in 12 different currencies. This platform made cross-border transfers feel as simple as sending a local email.”

    Alejandro Vargas

    CEO at GlobalTrade

  • “The API integration was flawless. Our engineering team had our financial data synced with our internal tools in less than an hour.”

    Alejandro Vargas

    CEO at GlobalTrade

  • “Switching to this platform cut our month-end reconciliation time by 80%. The automatic categorization is incredibly accurate.”

    Rosiński

    Founder at ScaleUp

  • “Finally, a dashboard that doesn’t just show data but tells us what to do with it. The instant virtual cards are perfect for our remote team.”

    Maya Fischer

    Head of Ops at RemoteFirst

FAQ

Question? Appreciate your inquiry.

FAQ

Question? Appreciate your inquiry.

FAQ

Question? Appreciate your inquiry.

FAQ

Question? Appreciate your inquiry.

Take full control of your finances today

Experience instant banking and smart tools to manage money smarter and safer, anytime, anywhere, with complete control and total peace of mind.

Payflux customer
Payflux customer
Payflux customer

100k+ User

4.8 Ratings

Hand holding a phone showing the Payflux app home screen

Take full control of your finances today

Experience instant banking and smart tools to manage money smarter and safer, anytime, anywhere, with complete control and total peace of mind.

Payflux customer
Payflux customer
Payflux customer

100k+ User

4.8 Ratings

Hand holding a phone showing the Payflux app home screen

Take full control of your finances today

Experience instant banking and smart tools to manage money smarter and safer, anytime, anywhere, with complete control and total peace of mind.

Payflux customer
Payflux customer
Payflux customer

100k+ User

4.8 Ratings

Hand holding a phone showing the Payflux app home screen

Take full control of your finances today

Experience instant banking and smart tools to manage money smarter and safer, anytime, anywhere, with complete control and total peace of mind.

Payflux customer
Payflux customer
Payflux customer

100k+ User

4.8 Ratings

Hand holding a phone showing the Payflux app home screen

Payflux

A modern finance platform built to simplify money management and support smarter financial decisions.

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© 2026 Payflux Inc.

Payflux

A modern finance platform built to simplify money management and support smarter financial decisions.

Stay ahead of the curve

No spam. Unsubscribe anytime.

Solution

  • Startups

  • Agencies

  • E-commerce

  • Small Business

  • Enterprise

All rights reserved

© 2026 Payflux Inc.

Payflux

A modern finance platform built to simplify money management and support smarter financial decisions.

Stay ahead of the curve

No spam. Unsubscribe anytime.

Solution

  • Startups

  • Agencies

  • E-commerce

  • Small Business

  • Enterprise

All rights reserved

© 2026 Payflux Inc.

Payflux

A modern finance platform built to simplify money management and support smarter financial decisions.

Stay ahead of the curve

No spam. Unsubscribe anytime.

Solution

  • Startups

  • Agencies

  • E-commerce

  • Small Business

  • Enterprise

All rights reserved

© 2026 Payflux Inc.

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